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Why the 2 8% COLA for Social Security Isn’t What It Seems
The Social Security Administration just announced a 2.8% cost of living adjustment for 2026, but here is what they're not telling you.
4 days ago12 min read


5 Reasons to Claim Social Security Early (Even at Age 62)
Lots of people say that you should delay your Social Security as long as possible, possibly even deferring all the way to age 70. But for millions of Americans, that could be terrible advice. In fact, there are some very real reasons why claiming as early as age 62 may make sense.
Nov 117 min read


What Should You Do in the Last Five Years Before Retirement?
Those last five years could make or break your retirement plan, and many people get them wrong. In this post, I'll explain why the last five years prior to retirement could possibly be more important than any other time period when it comes to retirement income planning.
Nov 515 min read


The 5 Retirement Planning Mistakes Smart Couples Still Make (And How to Avoid Them)
Even smart, successful couples can make retirement planning mistakes — especially when life is busy and retirement still feels like it is years away.
Apr 254 min read


Lessons from Warren Buffett’s Annual Letter 2024 Edition: Part 3
If you’re a frequent reader of Buffett, you’ll know that he’s not shy about his appreciation for America. That appreciation remains.
Mar 284 min read


Lessons from Warren Buffett’s Annual Letter 2024 Edition: Part 2
Yes, equity markets can be volatile and scary at times. This is why we need to have a strategic plan for our capital.
Mar 174 min read


Lessons from Warren Buffett’s Annual Letter 2024 Edition: Part 1
When you invest, you need to think like an owner. Here are some snippets of Buffett’s ownership thinking.
Mar 34 min read


The "Right" Time for Retirement Planning is Now
I have had 1000s of conversations about retirement and retirement income planning. Here are a few things I can confidently tell you...
Jan 303 min read


Escape Velocity: Inflation and Taxes in Retirement
If we want to grow our purchasing power over time and not just maintain it, we have to invest accordingly.
Jan 196 min read


Finding Balance: How Much Is Enough?
One of the most crucial financial questions we face is determining what enough means for us personally.
Nov 21, 20244 min read


Now That We Know
America took a deep breath this week. Some exhaled in relief. Others may still be holding their breath in disbelief. It doesn’t matter where
Nov 8, 20249 min read


2nd Order Effects
If our debt and deficit spending are allowed to go unchecked, what might be some of the 2nd order effects?
Sep 24, 20246 min read


Demystifying Diversification: What Does it Really Mean for Your Investments?
If diversification is such a well-known idea, why do some investors still get this wrong?
Aug 2, 20243 min read
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