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Why the 2 8% COLA for Social Security Isn’t What It Seems
The Social Security Administration just announced a 2.8% cost of living adjustment for 2026, but here is what they're not telling you.
Dec 3, 202512 min read


5 Reasons to Claim Social Security Early (Even at Age 62)
Lots of people say that you should delay your Social Security as long as possible, possibly even deferring all the way to age 70. But for millions of Americans, that could be terrible advice. In fact, there are some very real reasons why claiming as early as age 62 may make sense.
Nov 11, 20257 min read


The 5 Retirement Planning Mistakes Smart Couples Still Make (And How to Avoid Them)
Even smart, successful couples can make retirement planning mistakes — especially when life is busy and retirement still feels like it is years away.
Apr 25, 20254 min read


The Real Policy Mistake Investors Should Avoid in a Bear Market
If you’re like most investors, you’ve probably been watching the market decline and wondering: “How bad can this get?”
Apr 17, 20254 min read


Lessons from Warren Buffett’s Annual Letter 2024 Edition: Part 3
If you’re a frequent reader of Buffett, you’ll know that he’s not shy about his appreciation for America. That appreciation remains.
Mar 28, 20254 min read


Lessons from Warren Buffett’s Annual Letter 2024 Edition: Part 2
Yes, equity markets can be volatile and scary at times. This is why we need to have a strategic plan for our capital.
Mar 17, 20254 min read


Lessons from Warren Buffett’s Annual Letter 2024 Edition: Part 1
When you invest, you need to think like an owner. Here are some snippets of Buffett’s ownership thinking.
Mar 3, 20254 min read


Now That We Know
America took a deep breath this week. Some exhaled in relief. Others may still be holding their breath in disbelief. It doesn’t matter where
Nov 8, 20249 min read


Demystifying Diversification: What Does it Really Mean for Your Investments?
If diversification is such a well-known idea, why do some investors still get this wrong?
Aug 2, 20243 min read


Banks Are Not Our Friends
At least 3 or 4 times a year, I find myself uttering this phrase “Banks are not our friends.” Understand that I realize great people...
Mar 26, 20241 min read


Dear Bear Market Investors
When I was a freshman in high school, I decided to play football with the 9th grade team. I’ll admit now that I was doing it for personal...
Jul 20, 20228 min read


Inflation, Inflation, Inflation
Inflation, Inflation, Inflation. It’s all that people in finance seem to be discussing these days. Like watching a car accident caught on...
Apr 20, 20226 min read


Why Should You Hire a Financial Advisor?
WHY Hire a Financial Advisor A lot of people go back and forth about whether or not they should hire a financial advisor. In this video,...
Mar 23, 20226 min read




Ukraine: My Thoughts on Russia’s War with Ukraine
How I’m Feeling About Russia and Ukraine Video Transcript: Hey, everyone, I wanted to take a couple minutes before the weekend hit to...
Mar 9, 20223 min read


The Next 30 Years
“Let’s play old guys versus young guys,” I said to the group. I always like to watch the younger guys’ eyes light up when I utter this...
Feb 23, 20229 min read


Money Conversations: Part 2
As I shared in Part 1, I love doing impromptu Q&A sessions during my workshops on retirement or financial planning. Just like attendees...
Dec 13, 20217 min read


Money Conversations: Part 1
One of my favorite parts of financial workshops is the Q&A. A few years ago, I decided that I would avoid using powerpoint when giving a...
Nov 22, 20216 min read


Halftime 2021: An Interview with Steve Osterink Jr., CFA®,CFP®
HALFTIME 2021: A Discussion About the Economy and Markets For those who don’t wish to watch the full length interview, you can find an...
Jun 29, 202137 min read


A Conversation About Bitcoin
Bitcoin is once again dominating headlines and conversations, as the recent price of Bitcoin surpassed $40,000 for the first time. In an...
Feb 9, 202137 min read
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