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IRMAA: The Medicare Tax That Can Cost You Thousands
IRMAA Article Discussion is in this Video... Topic #2 I read a lot of financial articles every week. In fact, part of my job as an advisor is to understand what type of content is being put out there, what's going on in the marketplace, and what the media is talking about so that I'm able to be a guide and maybe a calming voice if necessary when clients and prospects come into the office and they have questions about things they're seeing or reading. There are people out ther
Mar 3112 min read


The 5 Retirement Planning Mistakes Smart Couples Still Make (And How to Avoid Them)
Even smart, successful couples can make retirement planning mistakes — especially when life is busy and retirement still feels like it is years away.
Apr 25, 20254 min read


Lessons from Warren Buffett’s Annual Letter 2024 Edition: Part 2
Yes, equity markets can be volatile and scary at times. This is why we need to have a strategic plan for our capital.
Mar 17, 20254 min read


Lessons from Warren Buffett’s Annual Letter 2024 Edition: Part 1
When you invest, you need to think like an owner. Here are some snippets of Buffett’s ownership thinking.
Mar 3, 20254 min read


Escape Velocity: Inflation and Taxes in Retirement
If we want to grow our purchasing power over time and not just maintain it, we have to invest accordingly.
Jan 19, 20256 min read


Finding Balance: How Much Is Enough?
One of the most crucial financial questions we face is determining what enough means for us personally.
Nov 21, 20244 min read


Now That We Know
America took a deep breath this week. Some exhaled in relief. Others may still be holding their breath in disbelief. It doesn’t matter where
Nov 8, 20249 min read


2nd Order Effects
If our debt and deficit spending are allowed to go unchecked, what might be some of the 2nd order effects?
Sep 24, 20246 min read


Demystifying Diversification: What Does it Really Mean for Your Investments?
If diversification is such a well-known idea, why do some investors still get this wrong?
Aug 2, 20243 min read


"Proverbs 27 & Personal Finance: Lessons in Stewardship and Responsibility"
Those involved in caring for the family’s livestock needed to be diligent and responsible. It was necessary for survival.
Jul 11, 20244 min read


Banks Are Not Our Friends
At least 3 or 4 times a year, I find myself uttering this phrase “Banks are not our friends.” Understand that I realize great people...
Mar 26, 20241 min read
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