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Why Most People HATE Annuities (And What They Get Completely Wrong)
Instead of asking if annuities are good or bad, let's ask a better question: What problem are you trying to solve for in retirement? Welcome back to the channel. My name is Michael H. Baker, and for almost two decades, I've been helping people prepare and plan for their retirement years. One topic that constantly comes up is annuities, because we have thousands of baby boomers right now barreling into their retirement years, and annuities are a very popular product marketed s
May 2612 min read


Ben Shapiro's Controversial Take on Retirement (And What He Actually Means)
Ben Shapiro just said something about retirement in America that got a lot of people very angry, and this is something that a lot of financial advisors don't often talk about. Let's check it out.
Jan 126 min read


Why the 2 8% COLA for Social Security Isn’t What It Seems
The Social Security Administration just announced a 2.8% cost of living adjustment for 2026, but here is what they're not telling you.
Dec 3, 202512 min read


The "New Economics of Retirement"
Goldman Sachs just published "The New Economics of Retirement." I'll give you some highlights.
Oct 31, 20254 min read


The "Right" Time for Retirement Planning is Now
I have had 1000s of conversations about retirement and retirement income planning. Here are a few things I can confidently tell you...
Jan 30, 20253 min read
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