Lots of people say that you should delay your Social Security as long as possible, possibly even deferring all the way to age 70. But for millions of Americans, that could be terrible advice. In fact, there are some very real reasons why claiming as early as age 62 may make sense.

Those last five years could make or break your retirement plan, and many people get them wrong. In this post, I'll explain why the last five years prior to retirement could possibly be more important than any other time period when it comes to retirement income planning.

One of the most crucial financial questions we face is determining what enough means for us personally.

Those involved in caring for the family’s livestock needed to be diligent and responsible. It was necessary for survival.

At least  3 or 4 times a year, I find myself uttering this phrase “Banks are not our friends.” Understand that I realize great people...