The Social Security Administration just announced a 2.8% cost of living adjustment for 2026, but here is what they're not telling you.

Lots of people say that you should delay your Social Security as long as possible, possibly even deferring all the way to age 70. But for millions of Americans, that could be terrible advice. In fact, there are some very real reasons why claiming as early as age 62 may make sense.

Those last five years could make or break your retirement plan, and many people get them wrong. In this post, I'll explain why the last five years prior to retirement could possibly be more important than any other time period when it comes to retirement income planning.

Even smart, successful couples can make retirement planning mistakes — especially when life is busy and retirement still feels like it is years away.