As long as we have people writing about personal finance, we will have people writing about the destructive nature of debt. It’s one of...

<img decoding="async" aria-describedby="caption-attachment-611" class="size-medium wp-image-611 lazyload" src="https://michaelhbaker.com/...

The world of investing hasn’t been much fun since May/June of 2015. Last year, the stock market experienced its first real correction in...

(Original content written Friday, January 15th to VCA clients) As I was returning from my lunch meeting today, I was weighing out the...

It is often reported in the financial media that Boomers are under-saving for their retirement years, and a significant portion of...

One of the most difficult things about the internet is the constant deluge of information. I heard it said very recently that one of the...

In the next few days, many investors are going to see their quarterly performance reports for 3Q of 2015. While we financial planners...

This is an interesting topic, and to be honest, the truth is that even I, a financial pro, hate to budget (gasp!). That’s right, I don’t...

Retirement: The land of hopes and dreams and peace and quiet and blissful adventures, right? For the Baby Boomer generation, retirement...

What kind of retirement income can you expect if the stock market doesn’t produce the types of returns you’re anticipating? It’s no...