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Jul 20, 20228 min read
Dear Bear Market Investors
When I was a freshman in high school, I decided to play football with the 9th grade team. I’ll admit now that I was doing it for personal...
Apr 20, 20226 min read
Inflation, Inflation, Inflation
Inflation, Inflation, Inflation. It’s all that people in finance seem to be discussing these days. Like watching a car accident caught on...
Dec 13, 20217 min read
Money Conversations: Part 2
As I shared in Part 1, I love doing impromptu Q&A sessions during my workshops on retirement or financial planning. Just like attendees...
Jun 29, 202137 min read
Halftime 2021: An Interview with Steve Osterink Jr., CFA®,CFP®
HALFTIME 2021: A Discussion About the Economy and Markets For those who don’t wish to watch the full length interview, you can find an...
Jun 7, 20214 min read
5 Questions for Halftime 2021
In my early 20’s I had my first experience with snowboarding. Being from the South, I had zero experience with sports involving snow and...
Feb 9, 202137 min read
A Conversation About Bitcoin
Bitcoin is once again dominating headlines and conversations, as the recent price of Bitcoin surpassed $40,000 for the first time. In an...
Nov 17, 20203 min read
Comfortably Uncomfortable
My first football practice in high school was nothing like a traditional football practice. There were no helmets or pads. No one was...
Nov 10, 20204 min read
2020 Jazz: Financial Plans Need Flexibility
Want to have a good laugh? I recently took a few moments to review my personal and investing goals for 2020. That’s right—I actually set...
Oct 6, 20204 min read
The Peril of Market Timing
The coronavirus is still very much with us, as is much of the economic dislocation created by the resulting lockdowns. An interesting...
Jun 12, 20187 min read
Dear Retirement Investor, What If You’re Wrong?
Over the last several weeks, it has been a whirlwind of headlines from the financial media. Despite some very encouraging fundamentals in...
May 23, 20165 min read
Can a Navy SEAL Teach You About Financial Success?
Is it possible to apply leadership and life lessons from the military to your financial life? The answer is a resounding YES. I’ve been...
May 2, 20164 min read
Why I Don’t Feel Sorry For Prince
PRINCE LIVE AT HOP FARM FESTIVAL KENT 03/07/11 It’s quite possible that the tone of this writing will come off as sounding insensitive,...
Mar 10, 20165 min read
How Does Credit Card Debt Destroy Your Savings?
As long as we have people writing about personal finance, we will have people writing about the destructive nature of debt. It’s one of...
Feb 14, 20165 min read
What Can Brazilian Jiu-Jitsu Teach You About Investing?
<img decoding="async" aria-describedby="caption-attachment-611" class="size-medium wp-image-611 lazyload" src="https://michaelhbaker.com/...
Nov 23, 20159 min read
Should Your Kids Inherit Your IRA?
It is often reported in the financial media that Boomers are under-saving for their retirement years, and a significant portion of...
Oct 2, 20152 min read
What Can We Learn From A Market Correction?
In the next few days, many investors are going to see their quarterly performance reports for 3Q of 2015. While we financial planners...
May 1, 20156 min read
How to Protect Yourself from Financial Scams
You may not think that financial abuse or fraud can happen to you, but don’t allow yourself to be overconfident. There are too many...
Apr 10, 20156 min read
HOW TO GET THE MOST OUT OF YOUR 401k RETIREMENT PLAN
It’s no secret that many Americans are worried about financial security in retirement. Recent surveys suggest that the majority of...
Jan 27, 20142 min read
WHY do you invest?
“Knowing WHY is essential for lasting success and the ability to avoid being lumped in with others.” — Simon Sinek Do you ever stop to...
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